• More than 21 years of work experience with Credit Rating Agencies, Mutual Funds and MNC Banks. Previously worked with Fitch Ratings, Reliance Mutual Fund, Citibank NA and Deutsche Bank AG. In the previous stint was Corporate Loan Sanctioner with Barclays Bank Plc.

    Academically, MBA(Finance) in 2001 from T.A. Pai Management Institute, Manipal and PhD (Finance) from Mumbai University. Additionally, he holds the FRM qualification from Global Association of Risk Professionals (GARP).