REVIEW OF CRITERIA

All the Criteria relating to rating & grading shall be reviewed by Infomerics, preferably on annual basis, considering its real life rating & grading experience with the passage of time, developments in the economy, developments in the industry, developments in the regulatory front and so on and so forth. Such review might result in some significant changes in the Criteria or fine tuning of the Criteria so elaborated or no change in the Criteria. Infomerics shall disclose the revised Criteria in its website providing a reference/hyperlink to the original Criteria. The revised Criteria shall also be incorporated in its Operation Manual.