Micro, Small and Medium Enterprises (MSMEs) play a significant role in the economic growth and create jobs in the economy. Despite high enthusiasm and inherent capabilities to grow, they have traditionally been facing some constraints - including lack of adequate & timely finance. While bank assistance in itself takes reasonably long time, expecting equity contribution from investors is a much bigger challenge.
Performance & Credit Rating- this rating service which covers various indicators encompassing the financial, business, operational and management aspects of MSEs. MSEs will receive a rating which will highlight strengths and weaknesses of existing operations.
SME Rating is an issuer-specific, one-time assessment of the credit worthiness in comparison with other SMEs. It depicts overall debt-management capability of the entity. The rating takes into account management capability, industry dynamics, operational performance, financial risk and future prospects for arriving at overall risk profile.